No Surprises Act and Transparency in Coverage
No Surprises Act (NSA)
The No Surprises Act (NSA) became effective July 1, 2022 for all eligible participants and their covered dependents of the Welfare Fund. The Summary of Material Modifications (SMM) provides additional information regarding the NSA.
Please read this information and share with your covered dependents: SMM
Rights and Protections under the NSA
See the following link for a Q&A document with additional information: NSA Q&A
Your Rights and Protections Against Surprise Medical Bills
The NSA protects you from "surprise billing".
For more informaiton on "surprise billing" click here: 
Coordination of Care under NSA
The SMART Local 265 Welfare Fund must comply with the Continuity of Care provisions as a part of the NSA. Please refer to page three of the SMM above for additional information.
BCBS of IL Provider Directory: Provider Directory
Transparency in Coverage - Machine Readable Files
The Transparency in Coverage Final Rule requires disclosure of the negotiated rates with in-network providers and the historic allowed amounts paid to out-of-network providers, for all health plans available to employers. Files containing this information for the plans covered may be found here: Machine Readable Files
Price Comparison Tool
You can currently search and compare the cost of 500 mandated services using the Price Comparison Tool available with Green Light!
Read more about the Price Comparison Tool available: Green Light Announcement
Additional information on how to register with Green Light: Green Light Steps to Register
If you have questions about the No Surprises Act or Transparency in Coverage rules, please call the Fund Office at 630-668-7260 x1.
Respectfully,
SMART Local 265 Fringe Benefit Office